money tree financial solutions - mortgage and finance brokers
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Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

Whether it's your First Home, Next Home or Dream Home, we're on your side

At Money Tree Financial Solutions, we understand that buying a home is a significant step in anyone's life. Our goal is to make this process as smooth and straightforward as possible by helping you access Home Loan options from banks and lenders across Australia. Whether you are a first-time buyer or looking to invest, navigating the property market can be complex. We provide the expertise and guidance needed to find the right home loan for your unique financial situation.

When considering your Home Loan options, understanding the various interest rates available is crucial. You can choose between a variable interest rate and a fixed interest rate home loan. A variable home loan rate can fluctuate with the market, potentially offering savings if rates decrease. On the other hand, a fixed interest rate provides certainty, allowing you to plan your finances with confidence. Our team can help you weigh these options, ensuring you secure a home loan interest rate that aligns with your financial goals.

An essential aspect of applying for a home loan is understanding your borrowing capacity. This depends on several factors, including your credit history, loan amount, and the loan to value ratio (LVR). A robust credit history can open doors to more favourable interest rate discounts, while the LVR determines how much you can borrow in relation to the property's value. We guide you through calculating home loan repayments and help you understand the impact of these elements on your application.

The Home Loan application process can feel complex, but Money Tree Financial Solutions is here to simplify it for you. We offer a streamlined application process, handling everything from collecting bank statements to completing necessary paperwork. Our experts assist in applying for a home loan by helping you get pre-approved, which involves an initial assessment of your financial situation. This pre-approval can significantly ease the stress of house hunting by clarifying how much you can afford to spend.

Lenders mortgage insurance (LMI) and stamp duty are additional considerations when buying a home. LMI is generally required if your deposit is less than 20% of the property's value, affecting your overall loan amount and monthly repayments. Understanding stamp duty, a tax imposed on property purchases, is also crucial, as it varies across Australian states. Our team helps you navigate these costs and explore Home Loan options that best fit your circumstances.

Having an offset account can be a beneficial feature of your home loan. It allows you to reduce the interest payable on your loan by offsetting it against the balance in your savings account. This can lead to significant savings over the life of your loan, effectively lowering the overall cost of borrowing.

In summary, accessing Home Loan options from banks and lenders across Australia doesn't have to be overwhelming. At Money Tree Financial Solutions, we're committed to helping you find a home loan that suits your financial needs and lifestyle. We take pride in offering personalised advice and support throughout the entire process. Whether you are ready to apply for a home loan or just seeking more information, contact us today to discuss how we can help make your dream of buying a home a reality.
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Our Recent Reviews

Fantastic service and expertise. The MTFS team has been patient and have been professional throughout the entire process. MTFS has provided continuous, timely contact with updates and very quick responses.
Paul Walker
First Class Customer Service. MTFS is very informative and they also kept me informed from the start to the finish. I highly recommended using the services of MTFS.
Jane Andrews
They dont just provide finance, they think outside the square. My wealth has now exponentially leaped to new high extreme levels. I am definitely a loyal customer and recommend utilising their services if you want honest advice that works!
Jason Jordon
There is finance brokers and there is MTFS brokers. Outstanding knowledge that replicates results.
Henry Waters

Frequently Asked Questions

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Money Tree Financial Solutions is a mortgage and finance broker based in Bundall on the Gold Coast, with a Brisbane office on Queen Street, helping clients across Queensland and Australia-wide. The team supports borrowers across Bundall, Southport, Surfers Paradise, Broadbeach, Robina, Mermaid Waters, Burleigh Heads, Palm Beach, Hope Island, Coomera, Brisbane CBD, Fortitude Valley, New Farm, West End and surrounding suburbs with home loans, refinancing, investment loans, SMSF loans, commercial finance, asset finance and personal loans. With access to a wide range of banks, credit unions and lenders, Money Tree Financial Solutions helps clients compare lending options and find loan structures suited to their goals and financial situation.

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Level 9, 1 Corporate Court, Bundall QLD 4217 & Level 18, 324 Queen Street, Brisbane QLD 4000
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.


Richter Financials Pty Ltd ABN: 87 613 548 048. Credit Representative #497234 is authorised under Australian Credit License #389328