money tree financial solutions - mortgage and finance brokers
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Investment Loans

We have access to hundreds of Investment Loan options, let us help you with your loan
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Whether it's your first investment property or a portfolio, we're here to help

At Money Tree Financial Solutions, we understand that securing the right investment loan is crucial for building your financial future. Whether you're buying your first investment property or expanding your portfolio, our expert team is here to help you access investment loan options from banks and lenders across Australia. Our services are designed to ensure that you get the best interest rate and terms suited to your financial situation. Let us guide you through the process, making it simple and straightforward.

When considering investment loans, the interest rate is a vital factor that affects your overall repayments. Our advisors work diligently to secure competitive rates, whether you're opting for a fixed interest rate or a variable interest rate. We also consider your loan to value ratio (LVR) to determine the most favourable conditions for your loan. A lower LVR can often result in interest rate discounts, which means more savings for you over the life of the loan.

Understanding lenders mortgage insurance (LMI) is essential if you're borrowing more than 80% of the property value. LMI protects the lender in case of default, but it can add to your costs. We help you evaluate if paying LMI is a viable option based on your borrowing capacity and financial situation. Additionally, we consider other costs like stamp duty, which can significantly impact your budget when buying a home for investment purposes.

A good credit history is crucial for a successful investment loan application. Banks and lenders assess your credit score and other factors such as bank statements and outstanding debts. We provide guidance on improving your credit profile, which can enhance your borrowing prospects. This is particularly important if you're applying for an investment loan for the first time, as a positive credit history can lead to better terms and conditions.

The application process can be complex, but at Money Tree Financial Solutions, we offer a streamlined application process designed to make applying for an investment loan as smooth as possible. We assist with all aspects of the investment loan application, from assessing your borrowing capacity to collating necessary documents like bank statements. Our goal is to minimise stress and ensure you are well-prepared at every stage.

Calculating investment loan repayments is another critical step in managing your investment property portfolio. By using our expertise, we help you understand how different factors affect your repayments. This includes choosing between a fixed or variable interest rate and considering potential fluctuations in the property market.

In summary, securing an investment loan with Money Tree Financial Solutions means accessing tailored advice and support every step of the way. Our commitment is to help you build a robust investment property portfolio with the best possible financial arrangements. Ready to take the next step? Contact us today to discuss how we can assist you in accessing the ideal investment loan options from banks and lenders across Australia.
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Our Recent Reviews

Fantastic service and expertise. The MTFS team has been patient and have been professional throughout the entire process. MTFS has provided continuous, timely contact with updates and very quick responses.
Paul Walker
First Class Customer Service. MTFS is very informative and they also kept me informed from the start to the finish. I highly recommended using the services of MTFS.
Jane Andrews
They dont just provide finance, they think outside the square. My wealth has now exponentially leaped to new high extreme levels. I am definitely a loyal customer and recommend utilising their services if you want honest advice that works!
Jason Jordon
There is finance brokers and there is MTFS brokers. Outstanding knowledge that replicates results.
Henry Waters

Frequently Asked Questions

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Money Tree Financial Solutions is a mortgage and finance broker based in Bundall on the Gold Coast, with a Brisbane office on Queen Street, helping clients across Queensland and Australia-wide. The team supports borrowers across Bundall, Southport, Surfers Paradise, Broadbeach, Robina, Mermaid Waters, Burleigh Heads, Palm Beach, Hope Island, Coomera, Brisbane CBD, Fortitude Valley, New Farm, West End and surrounding suburbs with home loans, refinancing, investment loans, SMSF loans, commercial finance, asset finance and personal loans. With access to a wide range of banks, credit unions and lenders, Money Tree Financial Solutions helps clients compare lending options and find loan structures suited to their goals and financial situation.

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Level 9, 1 Corporate Court, Bundall QLD 4217 & Level 18, 324 Queen Street, Brisbane QLD 4000
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.


Richter Financials Pty Ltd ABN: 87 613 548 048. Credit Representative #497234 is authorised under Australian Credit License #389328